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Terms &Ā Conditions

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TERMS AND CONDITIONS

Effective Date: The date on which you complete your purchase.

Please read these Terms and Conditions ("Terms") carefully before purchasing. By completing a purchase, you agree to be bound by these Terms.

SECTION 1: THE COMPANY AND SERVICES

8 Summits Ltd. ("Company", "we", "us") provides business mentoring, consulting, training, workshops, and digital products ("Services").

All Services are educational in nature. The Company does not provide therapy, medical services, or regulated legal, financial, or tax advice.

All offers published online are non-binding invitations to purchase. A binding contract is formed only upon written confirmation of your order.

Services are delivered via third-party platforms including Kajabi, Zoom, and similar providers. Payments are processed via Stripe and/or PayPal.

SECTION 2: CLIENT RESPONSIBILITIES

By purchasing, you agree to:

  • Participate in good faith and maintain professional conduct at all times

  • Respect the integrity of the Program and other participants

  • Comply with all applicable laws in your country

  • Maintain confidentiality of all group discussions and shared information

The Company reserves the right to remove any participant from a Program or community where behaviour is disruptive, inappropriate, or in breach of these Terms.

Where such removal is reasonable and proportionate, no refund will be issued for any unused portion of the Services.

SECTION 3: FEES, PAYMENT AND ENFORCEMENT

All prices are stated at the point of purchase and are in GBP.

The Company is currently not VAT-registered in the United Kingdom. If VAT or any equivalent tax becomes applicable, the Company reserves the right to charge such tax in addition to the stated price.

Payment Plans

Payment plans are offered as a convenience. By selecting a payment plan, you agree to pay the full agreed amount.

Failure to complete payments does not cancel your contractual obligation.

Credit Card Authorisation

By providing payment details, you authorise the Company (via Stripe/PayPal) to charge your selected payment method.

Late Payments

Overdue amounts may incur interest at 8% above the Bank of England base rate (for business clients) or at a reasonable statutory rate where applicable.

If payment is overdue by more than 7 days after notice, the Company may:

  • Suspend access to Services

  • Require immediate payment of the remaining balance

  • Engage debt collection services or legal proceedings

You agree to cover reasonable costs incurred in recovering outstanding payments.

SECTION 4: PURCHASES, REFUNDS AND CANCELLATION

All purchases are considered final due to the nature of digital content and Services provided.

By completing your purchase, you acknowledge and agree that:

  • You are committing to the full investment

  • Results are dependent on your own effort and implementation

  • Non-participation does not entitle you to a refund

Refunds will not be provided for change of mind, lack of results, or failure to participate, except where required under applicable consumer protection law.

Payment plans remain payable in full, except where termination rights apply under law.

Missed sessions are non-refundable and may be forfeited. Recordings may be provided at the Companyā€™s discretion.

If the Company cancels a Program and no suitable alternative is offered, a refund for the undelivered portion will be issued.

SECTION 5: RIGHT TO CANCEL (CONSUMERS)

If you are a Consumer, you may have a legal right to cancel within 14 days under the Consumer Contracts Regulations 2013.

However, by purchasing and accessing the Program, you:

  • Request immediate performance of the Services; and

  • Acknowledge that you lose your right to cancel once digital content is accessed or Services are delivered

You confirm this by accepting at checkout:

"I consent to immediate access to the digital content/program and acknowledge that I lose my 14-day cancellation right once access is granted."

SECTION 6: PAYMENT DISPUTES AND CHARGEBACKS

You agree to contact the Company first to resolve any billing issue before initiating a chargeback.

Initiating a chargeback without prior contact constitutes a material breach of this Agreement.

The Company reserves the right to:

  • Suspend or terminate access to Services

  • Recover outstanding fees and associated costs

  • Provide evidence of this Agreement to payment providers

Nothing in this section limits your statutory rights.

SECTION 7: INTELLECTUAL PROPERTY

All content, materials, frameworks, and intellectual property are owned exclusively by the Company.

You are granted a limited, non-transferable, personal licence for your own business use.

You may not:

  • Share, reproduce, or distribute materials

  • Use materials for your own coaching, consulting, or training

  • Sell or sublicense any content

These obligations survive termination.

SECTION 8: CONFIDENTIALITY

All proprietary methods, systems, and materials are confidential and must not be disclosed.

You agree to maintain confidentiality of all participant information in group settings.

The Company will treat your personal information confidentially in accordance with applicable data protection laws.

SECTION 9: DISCLAIMERS

No Guarantee of Results

The Company makes no guarantees regarding outcomes, income, or results.

Not Professional Advice

Nothing constitutes legal, financial, medical, or psychological advice.

Health Responsibility

You are responsible for your own wellbeing and should seek professional advice where appropriate.

Technical Requirements

You are responsible for maintaining access to required technology.

SECTION 10: LIMITATION OF LIABILITY

The Companyā€™s total liability shall be limited to the total amount paid by you in the 12 months preceding the claim.

This applies whether arising in contract, tort (including negligence), or otherwise.

The Company is not liable for indirect or consequential losses, including loss of profits.

Nothing excludes liability for death, personal injury, fraud, or any liability that cannot be excluded under law.

SECTION 11: TERMINATION

The Company may terminate this Agreement immediately if you:

  • Breach these Terms

  • Default on payments

  • Initiate a chargeback

  • Engage in serious misconduct

Upon termination, access to Services ceases and outstanding amounts remain payable.

SECTION 12: FORCE MAJEURE

Neither party is liable for failure to perform due to events beyond reasonable control.

If such an event continues beyond 6 months, either party may terminate with 21 daysā€™ notice.

Where Services are not delivered, the Company may offer a credit or refund where required by law.

SECTION 13: DATA PROTECTION

The Company acts as a data controller under the UK GDPR and Data Protection Act 2018.

Your data is used for service delivery, administration, and legal compliance.

Third-party providers may include Kajabi, Stripe, PayPal, Zoom, and Calendly.

You have the right to access, correct, or request deletion of your data.

Contact: [email protected]

SECTION 14: GOVERNING LAW

These Terms are governed by the laws of England and Wales.

Courts of England and Wales have jurisdiction, except where Consumers may bring claims in their country of residence.

SECTION 15: GENERAL

Entire Agreement

These Terms constitute the full agreement between parties.

Severability

If any provision is invalid, the remainder remains enforceable.

Amendments

The Company may update these Terms with reasonable notice.

No Third-Party Rights

No third party has rights under these Terms.

Dispute Resolution

Both parties agree to attempt resolution before legal action.

Ā© 8 Summits Ltd. All rights reserved. 2026